Apply for a Home
Family Selection Criteria
Applicants for a Habitat housing partnership are evaluated in three areas: their need for housing, their ability to pay their mortgage and their willingness to partner with Habitat for Humanity.
Need
Applicants must be living in substandard housing and not qualify for conventional home financing. Substandard housing might include one or more of the following: inadequate indoor plumbing, poor heating, leaking roof, overcrowding, unsafe or unsanitary conditions and/or consuming a large portion of income, etc..
Ability to Pay
Habitat family partners must be able to pay back their mortgage so they need to be within a minimum/maximum income limit, with the maximum being dependent on family size.
(Limits are based on Statistics Canada low income cutoffs for PEI)
The minimum amount is $23,228, regardless of family size.
| Family Size | Min. Yearly Income | Max. Yearly Income |
| 1-2 | $23,228 | $25,000 |
| 3 | $23,228 | $31,000 |
| 4 | $23,228 | $36,000 |
| 5 | $23,228 | $40,000 |
| 6 | $23,228 | $44,350 |
| 7+ | $23,228 | $49,377 |
Willingness to Partner
Approved applicants become Habitat PEI Family Partners. Family Partners must agree to be responsible homeowners, maintaining their home and property at a respectable level; attend Habitat for Humanity homeowner workshops; and help promote Habitat PEI as requested (for example, media interviews, providing information, meeting volunteers, etc).
As a partner with Habitat, the applicant, along with family and/or friends, must be willing to work a total of 500 hours of “sweat equity” towards the building of their home or other Habitat PEI projects. 100 of these hours are to be completed before construction can begin on the home.
